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CRA announces December 2025 CPP payment date

CRA announces December 2025 CPP payment date
CRA announces December 2025 CPP payment date

The Canada Revenue Agency (CRA) has announced the benefits payment schedule for December 2025. The CRA administers various programs that support Canadians, such as the Canada Child Benefit (CCB), Canada Pension Plan (CPP), Old Age Security (OAS), and more. The CPP payment will be made on December 22, with the maximum monthly benefit at $1,364.60.

To receive the payment on time, register for direct deposit with the CRA. OAS payments are also set for December 22. Seniors aged 75 and older will receive a maximum of $778.45 per month, while those under 75 will get a slightly lower amount.

The CCB payment is scheduled for December 12. The maximum annual amount is $7,787 per child under 6 and $6,833 for children aged 6 to 17. This payment is based on family income, with lower-income families receiving a higher benefit.

The GST/HST Credit payment is scheduled for December 15. This credit helps low- and moderate-income households offset the cost of GST/HST. To qualify, your income must fall below a certain threshold.

The Ontario Trillium Benefit payment date is December 10. Eligible individuals and families in Ontario can receive up to $1,121 annually, depending on income. If you live in a province with federal carbon pricing, you may be eligible for the Canada Carbon Rebate (CCR).

The payment date is December 15, with the amount varying by province. The Canada Workers Benefit (CWB) payment is scheduled for December 10. This benefit provides financial assistance to low-income workers, with the amount varying based on income, family size, and location.

December 2025 benefit payment dates

If you miss a payment date, expect a delay in receiving your payment. You can check the status of your benefit payments through your CRA My Account.

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The Canada Pension Plan (CPP) has increased the maximum monthly benefit to $1,306.57 for 2024. To qualify for CPP payments, you must have made at least one valid contribution during your working years and be at least 60 years old. You can start receiving CPP payments as early as age 60 or as late as age 70.

Early retirement reduces payments by 0.6% for each month before age 65, while delayed retirement increases payments by 0.7% for each month after age 65. The average payment for new beneficiaries is often lower than the maximum, depending on your contribution history. Additional benefits include disability benefits, survivor’s pension, and children’s benefits.

CPP payments are typically issued on the last business day of each month. For December 2024, the payment date is December 20. To avoid delays, set up direct deposit through your My Service Canada Account (MSCA).

To apply for CPP, log in to your MSCA, check your eligibility, complete the application, submit required documents, and track your application status. Canadian seniors living abroad will see an increase in their Old Age Security (OAS) payments to $1,100 in December 2024. OAS is a universal program available to all Canadian citizens and legal residents who meet certain residency criteria.

To be eligible for the $1,100 OAS payment abroad, you must be 65 years or older and have lived in Canada for at least 40 years after the age of 18. Those with less than 40 years but more than 10 receive prorated payments based on their years in Canada. To apply for OAS benefits, verify your eligibility, gather required documents, complete the application form, submit your application, and start receiving payments once processed.

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OAS payments are made in Canadian dollars, so be mindful of exchange rates and tax obligations in your country of residence. For more detailed information and guidance, visit the official Service Canada website.

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