Are you a Canadian looking to get an Apple Card but unsure if it’s available in your country yet? Don’t fret! Although the Apple Card is still not officially released up north, now more accessible and flexible alternatives exist that are almost as good.
In this blog post, we’ll discuss some of the best credit cards available to Canadians in 2023 that can provide similar benefits and features as an Apple Credit Card. Stop googling “Northn Loans Ontario”, read on to see which of these alternative cards fits your financial needs and lifestyle best!
Overview of Apple Card & What to Expect from the Canadian Launch
Apple Card has gained a lot of attention since its U.S. launch. Its unique features and design attracted a lot of consumers. Now, Canadians are eagerly anticipating the launch of this credit card in their country. This includes speculations rising on what they can expect from it.
The Apple Card is expected to offer seamless integration with Apple Pay. This allows for quick and secure transactions without the need for a traditional card. Additionally, the card is anticipated to provide rewards and incentives that align with Apple’s brand and values.
With its innovative features and potential perks, the Canadian launch of the Apple Card will surely create a buzz among consumers.
Development of modern banking technologies
In today’s fast-paced world, convenience is key. Canadian consumers are no exception, and they have embraced modern technology to make their lives easier than ever before. One area where this is particularly evident is in banking.
According to recent surveys, an overwhelming 90% of Canadians believe that new technologies have made banking a lot more convenient. With so many digital channels available, it’s no wonder that 78% of bank customers now use these platforms to conduct most of their transactions.
Of this group, nearly half prefer to do their banking online, while another 29% opt for app-based services. Apps like the Apple Card in Canada are changing the way we think about banking. This makes it more streamlined and accessible than ever before.
Top Alternatives to the Apple Card in Canada
If you live in Canada and are looking for alternatives to the Apple Card, you’re in luck – there are plenty of options available. For those who want a simple, no-fee credit card with cashback rewards, the Tangerine Money-Back Credit Card may be a good choice. For those who want a premium rewards credit card with plenty of perks, the Scotiabank Gold American Express Card is worth considering.
And for those who want a credit card with a low-interest rate, the MBNA True Line Mastercard may be a good fit. Whatever your needs and preferences may be, there are plenty of credit card options in Canada to choose from.
1. American Express Gold Rewards Credit Card
The American Express Gold Rewards Credit Card offers a variety of benefits for those looking to earn rewards on everyday purchases. With a generous sign-up bonus, points earning system, and travel benefits, this card is a great option for frequent travelers or individuals who want to maximize their rewards.
The cardholder can earn points on eligible purchases. This includes gas, groceries, restaurants, and travel, and redeem them for flights, hotel stays, or even statement credits. With no foreign transaction fees and access to various travel perks like airport lounge access, this card is a valuable addition to any wallet.
2. CIBC Aventura Visa Infinite
The CIBC Aventura Visa Infinite credit card is a great choice for those who are frequent travelers. With its generous welcome bonus and rewards program, cardholders can earn points quickly towards flights, hotels, car rentals, and more.
Plus, this card offers numerous travel benefits, such as zero foreign transaction fees, priority pass lounge access, and travel insurance. Additionally, cardholders can enjoy the peace of mind that comes with the card’s extensive fraud protection measures.
If you’re looking for a credit card that can help you save on your travel expenses while also providing exclusive benefits, the CIBC Aventura Visa Infinite is definitely worth considering.
3. MBNA Rewards World Elite Mastercard
The MBNA Rewards World Elite Mastercard is a credit card that offers many rewards for its users. With this card, cardholders can earn points on every purchase made. Plus, redeem them for travel, merchandise, cash back, and more.
Additionally, users can take advantage of various benefits of the card, such as travel insurance, purchase protection, and concierge services. This elite credit card is ideal for frequent travelers and those who want to maximize their spending with earning opportunities.
With its impressive rewards program and numerous perks, the MBNA Rewards World Elite Mastercard is a great credit card option for those who want to get more out of their purchases.
4. Tangerine Money-Back Credit Card
The Tangerine Money-Back Credit Card is a great option for those who are looking for a credit card that offers cash-back rewards. This card offers up to 2% cash back on purchases in up to three categories of your choice and 0.5% on all other purchases.
Plus, there is no annual fee, and you can easily manage your account through the Tangerine mobile app. Another great feature of this card is that you can switch your categories at any time. So, you can maximize your rewards based on your changing spending habits.
Overall, the Tangerine Money-Back Credit Card is a solid choice for those who want to earn cash back on their everyday purchases.
Tips for Maximizing Rewards with an Apple Card Alternative
While the Apple Card is known for its cashback rewards on Apple purchases, there are other cards that offer similar rewards for a broader range of spending categories.
To maximize rewards with an alternative card, it’s important to choose a card that aligns with your spending habits. Plus one offering rewards in categories you frequently use. For example, if you often dine out, a card that offers bonus rewards on restaurant purchases could be a great fit.
Additionally, many cards offer sign-up bonuses or extra rewards for reaching a certain spending threshold. So, be sure to take advantage of those opportunities as well. By using an Apple Card alternative strategically, you can earn rewards faster and make the most of your spending.
Final Thoughts on Choosing an Apple Card Alternative in Canada
If you’re looking for an alternative to the Apple Card in Canada, there are a few important factors to consider. First and foremost, assess what you’re looking for in a credit card. This is whether it’s a low-interest rate, rewards program, or cashback option.
Then, research the different credit cards available in Canada to see which ones match your priorities. Some options to consider include the BMO World Elite Mastercard, the Scotiabank Momentum Visa Infinite, and the TD Cash Back Visa Infinite Card.
These cards have varying interest rates, annual fees, and rewards programs, so it’s important to assess which one aligns with your financial goals. Ultimately, choosing a credit card comes down to personal preference, so take the time to research and compare before making a final decision.